Revenue Based Financing
Capital that repays itself out of your revenue
Instead of a fixed installment, you repay a set percentage of monthly revenue. Flyfill sizes the advance using live revenue data from Netto, so the payment tracks how the business is actually performing.
- $0K – $2M
- Amount
- 0% – 10%
- Revenue share
- 0 – 24 months
- Typical payoff
- Instant to 0 hrs
- Decision time
Best for
Is this the right fit?
- Seasonal businesses with uneven month-to-month revenue
- Ecommerce, SaaS, and subscription companies with recurring deposits
- Growth spend — inventory, ad budgets, hiring ahead of demand
- Owners who want no fixed monthly payment obligation
- Businesses with strong revenue but a thin credit file
Typical requirements
- 6+ months in business
- $15,000+ in average monthly revenue
- Three months of business bank statements
- Connected revenue data via Netto or read-only bank access
- Business tax ID and photo ID
How it works
From application to funded
No document black holes. You always know what stage you're in and what happens next.
Connect your revenue
Link your accounts in Netto or send three months of statements. We read the trend, not a single month.
See the revenue share
Your advisor shows the advance amount, the percentage of revenue applied to repayment, and the total cost of capital.
Repay as you earn
Payments flex monthly with your deposits. Strong months finish the balance sooner; slow months cost less.
FAQ
Questions, answered
What is revenue based financing?+
You receive a lump sum of capital and repay it as a fixed percentage of your monthly revenue instead of a fixed installment. When sales climb you pay off faster; when they slow the payment shrinks with them.
How is it different from a merchant cash advance?+
Both flex with sales, but Flyfill prices revenue based financing off verified revenue trends rather than daily card batches, and repayment is remitted monthly with the total cost of capital disclosed up front.
How does Netto factor into approval?+
Netto, our budgeting and reporting tool, reads your live revenue and expense data. That real-time picture lets our underwriters size the advance and the revenue share to your actual cash cycle rather than a static snapshot.
Do I need collateral or a strong credit score?+
No specific collateral is required. Underwriting weighs revenue consistency most heavily, so businesses with a thin credit file but steady deposits often qualify.
What percentage of revenue goes to repayment?+
Typically 3% to 10% of monthly revenue, depending on how much you draw and how stable your deposits are. Your advisor confirms the exact share before you sign.
Can I pay it off early?+
Yes. There is no prepayment penalty, and settling early reduces the number of remaining revenue-share periods.
One application, many options
Apply once and we match your file against the products that actually fit.
A real advisor
Every business is assigned a dedicated Flyfill advisor from application through payoff.
No surprises
Total cost of capital, payment schedule, and prepayment terms disclosed up front.
Ready when you are
One short application. A dedicated advisor. Funding decisions instant to 2 hrs.