Credit & Financing
Every way to fund a business, in one place
Apply once. Your advisor matches your file against every product that fits, then explains the total cost of each option before you sign anything.
Term financing
Fixed capital for a defined project with a defined payoff date.
Flexible & revolving
Capital that breathes with your cash cycle instead of a fixed schedule.
Asset & invoice backed
Use what you already own or are already owed as the collateral.
Cards & spend
Day-to-day purchasing power with controls enforced at the swipe.
FAQ
How Flyfill financing works
Straight answers before you spend time on an application.
Does applying affect my credit score?+
No. The initial application is a soft pull. A hard inquiry only happens if you accept an offer and move to final underwriting.
How fast can I be funded?+
Most short-term products approve instant to 2 hrs and fund in 1–3 business days. SBA loans run 30–90 days due to government review.
What documents do I need?+
Typically three months of business bank statements, a photo ID, and your business tax ID. Larger requests may need tax returns and financial statements.
What if I've been declined elsewhere?+
Different products weight different things. Because we underwrite in house and review every file across our full product set, a decline on one product doesn't end the process.
Not sure which product fits?
Send one application. We'll come back with the options that actually make sense for your numbers.