Small Business Loans
A lump sum today, a payoff date you can plan around
Fund expansion, hiring, marketing, or a refinance with fixed payments and no surprises. Most borrowers get a decision instant to 2 hrs.
- $0K – $2M
- Loan amount
- 0 – 60 months
- Term length
- 0.0%
- Rates from
- 0 – 3 days
- Time to funding
Best for
Is this the right fit?
- Opening a second location or expanding capacity
- Consolidating higher-cost short-term debt
- Large one-time purchases with a clear return
- Hiring ahead of a signed contract or seasonal peak
- Businesses that want a predictable monthly payment
Typical requirements
- 6+ months in business
- $10,000+ in average monthly revenue
- 550+ personal credit score
- Three months of business bank statements
- Business checking account in the company's name
How it works
From application to funded
No document black holes. You always know what stage you're in and what happens next.
Apply in minutes
One short form and a soft credit pull. No impact to your score and no document dump.
Review real offers
Your advisor walks through amount, term, payment, and total cost of capital side by side.
Get funded
Accept an offer and funds typically land in your operating account in one to three business days.
FAQ
Questions, answered
Is collateral required?+
Most term loans under $250,000 are unsecured, though a general lien on business assets is common. Larger requests may require specific collateral.
Can I pay it off early?+
Yes. Many programs include a prepayment discount. Your advisor will show the early-payoff figure before you sign.
How is the payment structured?+
Depending on the program, payments are monthly, weekly, or daily. We'll match the schedule to your deposit rhythm.
Will a startup qualify?+
Under six months in business, a line of credit, equipment financing, or the Flyfill card is usually a better path.
One application, many options
Apply once and we match your file against the products that actually fit.
A real advisor
Every business is assigned a dedicated Flyfill advisor from application through payoff.
No surprises
Total cost of capital, payment schedule, and prepayment terms disclosed up front.
Ready when you are
One short application. A dedicated advisor. Funding decisions instant to 2 hrs.