Marketplace · Updated July 2026

The best business loans, ranked and explained

We compare amount, term, pricing, and speed across every product in the Flyfill network so you can see the trade-offs in one place. Every option below starts with the same three-minute application.

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1

Flyfill Term Loan

Best overall
4.9· Flyfill advisor score
  • Fixed payments
  • Prepayment discount
  • Soft-pull application

Amount

$5K – $2M

Term

3 – 60 months

Pricing

From 8.9%

Funding

1 – 3 days

See if you qualify
2

Flyfill Line of Credit

Best for flexibility
4.8· Flyfill advisor score
  • Interest only on draws
  • No cost when unused
  • Limit increases

Amount

$5K – $500K

Term

Revolving

Pricing

From 9.5%

Funding

24 – 48 hrs

See if you qualify
3

SBA 7(a) via Flyfill

Lowest cost of capital
4.7· Flyfill advisor score
  • Longest amortization
  • Real estate eligible
  • Advisor-managed file

Amount

Up to $5M

Term

10 – 25 years

Pricing

Prime + 2.75%

Funding

30 – 90 days

See if you qualify
4

Equipment Financing

Best for asset purchases
4.7· Flyfill advisor score
  • Up to 100% financed
  • Used equipment OK
  • Section 179 eligible

Amount

Up to $5M

Term

2 – 7 years

Pricing

From 7.5%

Funding

1 – 5 days

See if you qualify
5

Accounts Receivable

Best for thin credit files
4.6· Flyfill advisor score
  • Customer-credit based
  • Spot factoring
  • No term debt added

Amount

$10K – $10M

Term

Per invoice

Pricing

From 0.5% / 30 days

Funding

24 – 72 hrs

See if you qualify
6

Revenue Based Financing

Best for uneven revenue
4.7· Flyfill advisor score
  • Payments flex with sales
  • Netto revenue data
  • No prepayment penalty

Amount

$10K – $2M

Term

6 – 24 months

Pricing

3% – 10% of revenue

Funding

Instant to 2 hrs

See if you qualify
7

Flyfill Unlimited® Card

Best for daily spend
4.8· Flyfill advisor score
  • No annual fee
  • No personal guarantee
  • Unlimited virtual cards

Amount

Cash-flow based

Term

Revolving

Pricing

1.5% cash back

Funding

Same day

See if you qualify

Methodology

How we rank

Ranking weighs total cost of capital, funding speed, approval odds at typical credit profiles, contract clarity, and post-funding servicing quality. We do not rank by commission.

Does comparing options cost anything?+

No. Comparison and pre-qualification are free, and the initial application is a soft credit pull.

Can I qualify for more than one product?+

Frequently. Many businesses pair a term loan for investment with a line of credit for timing.

How current is this list?+

Pricing and terms are reviewed weekly against active offers in the Flyfill network.

One application, every option above

Submit once and your advisor comes back with the products you actually qualify for.

Apply now